Micro Level

The micro approach, largely used since inception of the USAID-Izdihar, the predessor program to USAID-Tijara, continues to focus on assisting MFIs individually and will continue to be a priority work area. The micro approach will focus on the delivery to MFIs those things developed at the meso level such as:

On-site advice given to MFIs to do credible strategic business planning using Microfin,

Continue providing training in such subjects as management of delinquency and risk, Loan Officer skills, ethics, financial analysis, accounting, product development, and human resource management,

Strengthen Loan Officer performance,

Promote transparency and accountability through audits,

Regular site visits to partner MFIs especially to monitor the use of U.S. $24.05 million sub grant funds USAID-Tijara has committed to them, and

Complete a series of MFI operational assessments started in 2008.